Insurance & Licensing
How we work, what we carry, and what to ask any contractor for before work starts
Our Coverage & Certifications
Licensing
Ask us for our current credentials in writing before work starts - and ask every other bidder for theirs
- Credentials provided in writing on request
- Written scope and line-item pricing
- Business license compliance
- All required permits obtained
General Liability Insurance
We will provide a current certificate of insurance on request, naming the limits that actually apply to your job
- Property damage coverage
- Bodily injury protection
- Completed operations coverage
- Products and services liability
Workers' Compensation
Ask any contractor - including us - for a current workers' compensation certificate or exemption before anyone sets foot on your property
- Certificate available on request
- Verify limits directly with the carrier on the certificate
- Know who carries the risk before work starts
- Professional claims management
Equipment Insurance
Comprehensive coverage for all machinery and equipment
- Collision and damage coverage
- Theft protection
- Breakdown coverage
- Liability for equipment operation
Why Insurance & Licensing Matter
Why General Liability Matters
General liability coverage is what stands behind damage to structures, landscaping, utilities, and neighbouring property during the work. What it actually covers depends on the policy and its limits, so ask for the certificate and read the limits rather than taking anyone's word for it.
Why Workers' Compensation Matters
Workers' compensation is what decides who carries the cost if a crew member is hurt on your property. Plenty of operators do not carry it, and a property owner who never asked can end up exposed. Ask for a current certificate or exemption from whoever you hire.
Check the Licence Yourself
Florida publishes contractor licences, and you can look any of them up free at myfloridalicense.com. Do that for every bidder rather than trusting a badge on a website - ours included.
Work With a Trusted Professional
Ask every bidder for credentials and a certificate of insurance in writing - then check them
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